Council to Hear Affordable House Insurance Initiative


Fairhope, Alabama

HURRICANE INSURANCE

At the last council meeting, Councilmember Quinn said the local Homeowner's Hurricane Insurance Initiative group wants to make a presentation to the city council in September about the need for more-affordable home insurance in coastal Alabama.

According to their website, "HHII is an initiative of ACT-II -- All Churches Together -- a faith-based, Christ-centered organization that operates on principles of truth, respect and fairness to all races and classes. ACT-II was developed by Baldwin county pastors."

The goals of the group are: significant reduction in premiums, reliability of insurance companies, just payment of claims, and sustainable solutions.

The group is operating in conjunction with the Affordable Homeowner's Insurance Commission formed by Governor Bentley to study insurance reform in Alabama.

Governor's Executive order:

"NOW, THEREFORE, based upon these considerations, and for other good and valid reasons related thereto, I, Robert Bentley, Governor of the State of Alabama, by virtue of the authority vested in me by the Constitution and laws of the State of Alabama, do hereby create the Governor’s Affordable Homeowners Insurance Commission (the “Commission”) to study the various issues arising out of and related to the lack of affordable and comprehensive insurance for Alabama homeowners for perils associated with violent storms, natural disasters, tornadoes or based upon their proximity to areas historically affected by tropical storms and hurricanes and to make recommendations which address the issues they may identify." 

Bentley has said he may call a special session of the legislature in September or October to consider the Commission's recommendations.

CAME UP AT POLITICAL FORUM 

Quinn said that the issue came up at a recent political forum held at the Faith Temple church in S. Fairhope.

Quinn: "We had a forum down in south Fairhope ... one issue is homeowner's insurance ... like to have them come ... the first meeting in September ... to give their presentation ... ."

Regarding the Governor's promise to call a special session of the legislature, Quinn told the Times later she would  "believe it when it happens. ... he said that last year too."